Frequent Mistakes Made When Looking For Motorcycle Loans

Whether interest rates are high or low or it’s the end of a model year with lots of incentives, motorcycle buyers tend to make the same mistakes when shopping for a motorcycle loan. Here are four common mistakes motorcycle buyers make with motorcycle loans. 

Shopping for a motorcycle before shopping for a motorcycle loan. 

Many motorcycle buyers enter the showroom looking for a motorcycle before they determine how much money a motorcycle lender is willing to loan to them for the purchase of a motorcycle. There is no need to shop for a $20,000 Harley Davidson motorcycle, if a lender is only willing to provide a loan amount of $10,000. 

Additionally, once motorcycle buyers enter the showroom slick salespeople often pressure them into motorcycle loans with much higher internet rates than they could have gotten had they shopped for a motorcycle loan at a bank, credit union or online. Salespeople do not like motorcycle buyers to leave the dealership to get a motorcycle loan. In the salespersons mind this only increases the chance of loosing a sale and commission. Therefore, salespeople frequently try for a quick sale which normally results in pushing motorcycle buyers to get motorcycle financing at the dealership. 

The bottom-line is that it is always best to shop for a motorcycle loan before entering the showroom. 

Borrowing too much. 

The most common mistake the first time motorcycle buyer makes in not having a clear sense of how much motorcycle they can afford. This is especially true for young motorcycle buyers who look to buy the top sport bikes that cost up to $10,000 - $15,000. What they fail to realize is that financing a $10,000 - $15,000 motorcycle can stretch them to thin, resulting in them having little cash to enjoy themselves and the motorcycling lifestyle. They may also have too little cash to pay for insurance, maintenance, registration or new accessories for their motorcycle. 

Extend The Life Of Your New Or Used Car

You don't think much about your car do you? Your car sits outside 24/7, 365 days a year in all extremes of weather. You routinely drive it at speeds that exceed 70 mph. You stop, start, stop, start through city traffic. You sit idling in traffic jams day after day. Yet, you expect your car to start every time you get into it and turn the key. 

The best thing that you can do to extend the life of your car, and to potentially save yourself a bundle of money, is to have your car serviced on a routine basis. All car manufacturers have a schedule of recommended services for each vehicle they sell. Follow this schedule. The best place to have work done on a new vehicle that is still under warranty is the dealership. 

It's a bit different when you have an older, out of warranty car. At this point you can make a decision to continue to use the dealer for service, or find yourself a local mechanic. 

The first rule of thumb is to have the oil in your car changed every 3,000 miles. This is the simplest and most important part of routine maintenance for your car. At that time, whether you go to a "speedy" oil change business or to your mechanic, the technician will take a look at the overall condition of your engine. They'll check belts and hoses and fluid levels of your transmission and brakes. They'll check your air cleaner and the condition of your tires. Some of these drive through services also offer add on's such as engine cleaning and radiator flushes. If they think they see something that could become potentially serious they will tell you about it and suggest you take your car to a mechanic. 

Cars have really changed over the years and most technicians use computers to diagnose problems. You'll need to be able to describe the problem to the mechanic. They'll need to know things such as when you first noticed the problem and exactly under what condition it happens. Does it happen when the car is cold, or after it warms up? Does it happen when you're at an idle or when your accelerating? If you don't use the same mechanic have a copy of your car's service record with you so that the new mechanic can see what maintenance been done in the past. It's best to find a mechanic you're comfortable with and stay with him. Knowing your car's history can go a long way towards helping him diagnose and fix a problem. 

Learn to listen to your car. If you hear an unusual noise, notice a change in it's performance or handling take it to your mechanic. 

About the author:

This article courtesy of http://www.bmw-owners-guide.com

Famed OEM and Custom Motorcycle Fenders

Motorcycles evolve with time. Moreover, motorcycle parts also go with the flow of evolution. 

In addition, even fenders cope up with these moving changes. Buying Original Equipment Manufacturers (OEM) fenders is like buying the exact original fenders the manufacturer used to build. OEM fenders are simple, workable and widely available. Custom or aftermarket motorcycle fenders are becoming more and more popular. In fact there are a lot of motorcycle fenders manufacturers that specialize in this field some of them are Daytec and Jessie James. 

Daytec makes steel rear aftermarket fenders which are primered and undrilled. They are called Heritage or Bobbed. They are made available to fit 8-1/2 to 9 inch custom applications.

Jesse James, on the other hand, is also making nice custom fenders. These motorcycle fenders are made of rolled steel with welded radius contours wire loom and reinforced lower edges. These fenders necessitate custom drilling and mounting in order to accommodate the rider’s specifications. Any rider can incorporate these fenders to a new bike or the bike he is already riding. After incorporating and just before painting, pre-finishing is resorted to. Finally, these steel fenders are shipped to their destinations. 

The Steeler, which is made for custom narrow glides with 18 inch or 19 inch and 16 inch wheels, is the newest selection of Jesse James. It is made for both the front and the rear wheels. Aside from Steeler, Jesse James also have classic, tombstone, roller fenders, outlaw fenders, gunslingers. 

Classic fenders fit a custom for 6-3/4, 18, 19 or 16 inch front or a 7- ¼ to 9 inch rear. Tombstone, on the other hand, is for custom narrow glide fronts from 18, 19 or 16 inch wheels or rear custom 7-1/4 to 9 inch. With regards to roller fenders, they are made for custom narrow glides with front 18, 16 or 19 inch wheels or rear custom 7 ¼ to 9 inch wheels. Outlaw fenders are for front custom narrow glide 18, 19 or 21 inch wheels. Finally, Jesse James Gunslingers fenders are for fronts with 16 to 19 inch wheels or rears with 7 to 9 inch wheels. 

Nowadays, motorcycle fenders are made wider and more rigid. Thus, riders are already having a wider leeway for their ideal style and quality. Broader imaginations and wider applications result to exquisite looking motorcycle. Envision your bike and ride on it in reality…With today’s innovations, it’s easy to turn your dream bike into reality… 

About the author:

Visit http://www.motorcyclepartsbin.comfor comments and inquiries regarding this article. 

Employee Pricing from Auto Manufactures; Scam or a Sweet Deal?

With all the employee pricing being hyped and advertised  on the media I thoughtI would write a short article on the 
subject. I have also gotten a lot of questions in emails about the subject. 

Here’s the deal: Employee pricing is the lowest price you will ever be able to purchase a vehicle for period. 

Employee pricing is usually several hundred dollars below invoice. 

So how is the auto dealer making any money selling at employee pricing? 

It’s simple… They are reimbursed from the auto manufacture. For example General Motors gives $1500 to the dealer for every car sold at employee pricing. 

When you combine employee pricing with the rebates your getting the very best deal possible. 

Obviously the dealer is still going to try and up his profit margin in several other ways. 

If you are trying to trade in a vehicle then the dealership is going to try and offer you even less than he normally would. 

Because of employee pricing everyone and their brother is buying a new car right now and the dealerships are stuffed with used car inventory. Therefore unless they can “steal” your trade they are really not that interested in taking in another used car in their inventory. 

If you want to buy a car at employee pricing then this would be the best time to try and sell your trade in vehicle yourself  and save yourself the headache of muddying the water with your employee price purchase. 

Driver Education - Auto Insurance Tips

From the beginning, starting with your first contact with whatever is connected to driving and cars, you must have heard of the utmost important aspect:the car insurance. To a certain extent the driver education must deal with this aspect which is vital for the driver and the car in itself. 

There are many companies specialized in this field but you should know that there are many of them which make certain advantageous offers such as discounts for the good grades As and Bs, yet, for that you need to qualify;you should get in touch with your insurance company for it.Some discounts are given also for the application for some driver programs, these being quite advantageous too. 

In addition, if you can make a choice, replace the new teen driver or family driver on the oldest and least expensive automobile. This can and will save you the rates. Whenever thinking about buying a new or second-hand car, make sure you get in touch with your insurance company to see if the rate will suit you and your finances. It is likely for you, without checking with the insurance company, to think over a car which is too expensive for you or just not suitable. As general piece of information, you should know that sports cars or other high-cost cars are due to have higher rates, thus disabling you to pay in time. It is also important to know what you buy. If you want to buy a car, it is utmost necessary to know what that car can do. These technical aspects can be revealed to you by means of a driver education course or just specialized magazines, provided you already bear the basic information.